Cristian Badarinza is an Assistant Professor at the National University of Singapore, a Research Fellow of the Institute of Real Estate Studies, and a Network Associate of the Centre for Economic Policy Research, London. His research interests are in the areas of real estate finance, household finance and financial economics. He holds a PhD and an MSc in Economics from Goethe University. He has been a Postdoctoral Fellow at Saïd Business School, University of Oxford, and a Research Assistant in the Monetary Policy Research Division of the European Central Bank in Frankfurt am Main. His research has been published in academic journals such as the Journal of Financial Economics, Management Science, and Annual Review of Economics.